Last Updated & Effective Date: March 2026
Akash Ahirwar, operating under AA Smart Services ("we", "us", or "our"), engineered the SIP Loan EMI Calculator Pro application as an ad-supported commercial utility. This Privacy Policy outlines our strict protocols regarding the protection of your financial inputs and our compliance with international data standards (GDPR, CCPA, COPPA).
SIP Loan EMI Calculator Pro is engineered as an on-device computational tool. We do not collect, transmit, store, or monitor your personal financial inputs. Any numbers you enter regarding loan principals, bank interest rates, or investment SIP deposits remain strictly on your local device CPU. AA Smart Services has zero visibility into your financial planning.
To provide this premium application at no cost, we integrate with industry-leading third-party SDKs (Software Development Kits). These networks automatically collect non-financial, device-level data (such as IP addresses, Mobile Advertising IDs, and crash logs) to serve relevant advertisements and monitor application stability.
We comply with international data laws. Users in the European Economic Area (EEA) will be presented with a Consent Management Platform (CMP) dialog to opt-in or out of personalized advertising. California residents may opt-out of data "selling" via their device-level ad tracking settings. This application is not directed toward children under 13.
For inquiries regarding our privacy architecture, please contact AA Smart Services directly.